Rose City Cars

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021 402 650 021 402 650 479 Rangitikei Street, Palmerston North
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Finance Information

Finance in as little as ten min. Including pre approvals

We offer quick & easy, competitive vehicle financing, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Rose City Cars we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

Rose City Cars can provide you with:
  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.

Click here to apply for finance

UDC Finance Related Information

Standard fees and charges applicable to Consumer Contracts
https://www.udc.co.nz/tp/download/592210/a7f85df28bb104d33f98375df81ab6eb/20152104004.doc

Standard Contracts / Terms and Conditions
Credit Sale Agreements:
https://www.udc.co.nz/tp/download/592206/519ccfb99be762fe5d7c4f0d964888f3/20152104001.pdf

Terms and Conditions:
https://www.udc.co.nz/tp/download/591259/0ab63058809fb031bde54a0cb7f4789f/terms_and_conditions.pdf

Term Loan and Security Agreement (if applicable):
https://www.udc.co.nz/tp/download/592211/5052d5954a543beb209b69fc896fee28/20152104005.pdf https://www.udc.co.nz/tp/download/592213/c57d61b28a244f6424175c0a78215446/20152104007.pdf

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, reposession?
https://www.udc.co.nz/borrowing/customer_service/hardship

MARAC Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Fee_Schedule.pdf

Consumer Loan and Security General Terms
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Loan_and_Security_Terms.pdf

Oxford Finance Limited Related Information

We will make the finance process as easy as possible for you. All you have to do is provide accurate information and find your new purchase and we can do the rest.

OFL Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://www.oxfordfinance.co.nz/download/schedule-of-standard-fees-and-charges-website.pdf?inline

OFL Terms and Conditions
http://www.oxfordfinance.co.nz/download/oxford-finance-terms-conditions-may-2015.pdf?inline

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